Permanent Disability

Total Permanent Disability (TPD) is a phrase used in the insurance industry and in law. Generally speaking, it means that because of a sickness or injury, a person is unable to work in their own or any occupation for which they are suited by training, education, or experience. An individual or group of individuals can insure themselves against it through a disability insurance policy, as part of a life insurance package or through worker's compensation insurance.
Posts about Permanent Disability
  • St. Louis Automobile Crash Lawyer Explains Traumatic Anosmia

    …Certain facial injuries are only detected long after the car accident that caused them, leaving the victim permanently disabled. Injuries to parts of the face are common in car accidents. During the impact of a car accident, the passengers may jerk forwards or backwards, depending upon which side is impacted. This movement can cause cranial…

    St. Louis Car Accident Attorney- 27 readers -
  • Study Reveals New Driving Distraction

    …, head-on collisions, and broadside collisions. If a distracted driver causes injury to anyone else, they may be deemed negligent and may be held liable for any losses suffered by victims. These losses may include: Medical expenses for past and future treatment Lost income and benefits and lost future earning capacity Emotional distress caused…

    Gabriel Levin/ 9 readers -
  • How Do I Prove Damages After A Car Accident?

    … for their injuries. Such compensation comes in the form of damages.1 Damages can reimburse car crash victims for the following and more: Past and future medical expenses Past and future lost income and benefits Physical pain and suffering Emotional distress Permanent disability Loss of enjoyment of life Property damage Punitive damages (in certain cases…

    Bruning Legal- 29 readers -
  • Scaffolding Falls & Accidents

    … the lives of workers who may find themselves falling as a result of a scaffolding malfunction. Scaffolding injuries can be catastrophic, necessitating immediate medical attention. Here are a few types of injuries common to scaffolding accidents: Brain trauma Spinal injuries & paralysis Broken bones Impalement Internal trauma Permanent…

    Sadie Horner/ Rasansky Law Firm- 32 readers -
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