Homeowners Insurance

Home insurance, also commonly called hazard insurance or homeowner's insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
Posts about Homeowners Insurance
  • Do You Have to Go To Court If You File Bankruptcy?

    … to the Meeting of Creditors. These Creditors are primarily interested in making sure their collateral is protected, so you can expect questions like “Has the vehicle been in a wreck?” or “Do you have homeowners insurance on the property?”. Don’t worry that the Creditors are going to try to harass or bother you at the Meeting with personal questions…

    Nick Gajewski/ Bond and Botes- 30 readers -
  • Listen Up First Party Property Insurance Blog Community

    … homeowners insurance claims and their legal boundaries, if any new ways for law firms representing to collaborate to jointly serve their clients (especially insurance defense law firms) emerging trends in homeowners insurance claims and cases new technology tools law firms are using in their practices recommendations for handling the currently debated issue…

    First Party Property Insurance Blog- 8 readers -
  • Mortgage Servicers and the Need for Whistleblowers

    … collects payments on behalf of the banks and trusts that own the loans. The servicer also maks sure that homeowners insurance remains current and that property taxes are paid. Once, many banks handled these functions internally but the advent of large mortgage pools and mortgage backed securities resulted in the creation of a new industry, nonbank…

    Due Diligence- 17 readers -
  • Homeowners Associations & Premises Liability Concerns

    … significant insurance to cover these premises liability suits, but you must be sure that you are covered even if you could be held partially liable. Too many homeowners find themselves on the hook for a costly lawsuit, because they believed something was the responsibility of the HOA that was not detailed in the HOA contract. You need to make sure that you…

    Jared Staver/ Chicago Personal Injury Lawyer- 24 readers -
  • Document Assembly and Automation: Making Easy Things Easy

    … homeowners insurance lawsuits, then you likely entered into a quasi-contract with these terms a long time ago. I have good news for you. This quasi-contract that you entered into has no defined term. You can cancel whenever you want. When you are ready, you can demand greater efficiency by using a tool that has been around for decades – document assembly…

    First Party Property Insurance Blog- 30 readers -