Fdcpa

  • What Are the Elements of an FDCPA Claim?

    … By: Robert J. Nahoum THE PROBLEM: You’ve lost your job and fallen on hard times. Debt collectors have been after you, and are becoming increasingly abusive and harassing. Some debt collectors have even crossed the line into illegal debt collection activities in violation of the Fair Debt Collection Practices Act. What must you proven…

    The Law Offices of Robert J Nahoum- 13 readers -
  • Can an Information Subpoena Violate the FDCPA?

    … sue for statutory damages up to $1,000.00, actual damages (like pain and suffering) and attorneys’ fees. If you need help settling or defending a debt collection law suit, stopping harassing debt collectors or suing a debt collector, contact us today to see what we can do for you. With office located in the Bronx, Brooklyn and Rockland County…

    The Law Offices of Robert J Nahoum- 18 readers -
  • What is the FDCPA Mini-Miranda?

    … By: Robert J. Nahoum THE PROBLEM: Times are tough for you as they are for so many of us these days. You’ve fallen behind on bills and the debt collectors have been after you. You get regular letters in the mail and your phone rings off the hook. In most, but not all letters and phone calls, the debt collector warns that: “this communication…

    The Law Offices of Robert J Nahoum- 16 readers -
  • Suing On a Time Barred Debt Violates the FDCPA

    … (FDCPA for short), regulates the collection of consumer debts by third party debt collectors like debt collection law-firms. The FDCPA generally prohibits the use of false, deceptive and harassing debt collection tactics. If a debt collector violates the FDCPA, it can be sued for statutory damages up to $1,000.00, actual damages (like pain and suffering…

    The Law Offices of Robert J Nahoum- 36 readers -
  • Are Payday Loans Legal in New York?

    … criminal usury. Because payday loans are illegal in New York, trying to collect on a payday loan is also illegal the state. Federal debt collection laws called the Fair Debt Collection Practices Act (FDCPA), regulates the collection of consumer debts. The FDCPA precludes third party debt collectors from using false, misleading, deceptive and harassing…

    The Law Offices of Robert J Nahoum- 29 readers -
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