Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended) is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act. The statute's stated purposes are: to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy.
Posts about Fair Debt Collection Practices Act
    • Can a Debt Collector Seize My Car?

      By: Robert J. Nahoum THE PROBLEM: You’ve been sued for an old debt and the debt collector has been awarded a judgment. You don’t have the money to pay off the judgment and the only thing of value you own is your car. You’re reasonably concerned that your only asset of any value is in jeopardy and are asking can a debt collector seize my car to satisfy a debt collection judg ...

      The Law Offices of Robert J Nahoum- 14 readers -
    • What Are the Elements of an FDCPA Claim?

      By: Robert J. Nahoum THE PROBLEM: You’ve lost your job and fallen on hard times. Debt collectors have been after you, and are becoming increasingly abusive and harassing. Some debt collectors have even crossed the line into illegal debt collection activities in violation of the Fair Debt Collection Practices Act.

      The Law Offices of Robert J Nahoum- 13 readers -
  • Sued By PYOD LLC in New York or New Jersey?

    …, consider hiring a qualified attorney experienced in debt defense. The Law Offices of Robert J. Nahoum, P.C. routinely represents consumers in debt collection lawsuits brought by junk debt buyers PYOD, LLC in New York and New Jersey. As with all of our debt defense cases, The Law Offices of Robert J. Nahoum, P.C. analyzes debt collection cases brought…

    The Law Offices of Robert J Nahoum- 9 readers -
  • Can an Information Subpoena Violate the FDCPA?

    …. Federal debt collection laws, known as the Fair Debt Collection Practices Act (FDCPA for short), regulates the conduct of third party debt collectors. The FDCPA generally prohibits debt collectors from using abusive debt collection tactics that are false, misleading and harassing. If a debt collector violates the FDCPA, you can sue for statutory…

    The Law Offices of Robert J Nahoum- 18 readers -
  • Who is Linda Strumpf?

    … in a debt collection lawsuit, consider hiring a qualified attorney experienced in debt defense. The Law Offices of Robert J. Nahoum, P.C. routinely represents consumers in debt collection lawsuits brought by debt buyers U.S. Equities Corp. in New York and New Jersey. As with all of our debt defense cases, The Law Offices of Robert J. Nahoum, P.C…

    The Law Offices of Robert J Nahoum- 17 readers -
  • Sued By Winthrop Capital, LLC In New York or New Jersey?

    … for pennies on the dollar. The debt buyers then try to collect the full amount from consumers, plus interest, penalties, late fees, overdraft fees, attorney’s fees and whatever other kinds of fees they can dream up. Winthrop Capital, LLC is a located at 64 Beaver Street, New York, New York, 10004. Winthrop Capital, LLC is an accused violator…

    The Law Offices of Robert J Nahoum- 12 readers -
  • Midland vs. Johnson

    … An opinion was issued by the Supreme Court of the United States last week in a case that bankruptcy lawyers, trustees and judges had been anxiously following. The question was whether the act of a creditor filing a ‘stale’ proof of claim in a Chapter 13 bankruptcy violated the Fair Debt Collection Practices Act (FDCPA). A ‘stale’ claim means…

    Dove Bankruptcy Law- 15 readers -
  • Sued By NCO Portfolio Management Inc. in New York or New Jersey?

    … Portfolio Management is located at 507 Prudential Rd., Horsham, PA 19044-2308; maintains a website – and can be reached via phone or fax at – Phone: (215) 441-3000, Fax: (215) 441-3923. NCO Portfolio Management is an accused notorious violator of federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA) and is sued…

    The Law Offices of Robert J Nahoum- 14 readers -
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