Equifax Inc. is a consumer credit reporting agency in the United States, considered one of the three largest American credit agencies along with Experian and TransUnion. Founded in 1899, Equifax is the oldest of the three agencies and gathers and maintains information on over 400 million credit holders worldwide. Based in Atlanta, Georgia, Equifax is a global service provider with US $1.5 billion in annual revenue and 7,000+ employees in 14 countries. Equifax is listed on the NYSE.
Posts about Equifax
  • Fraud alert, freeze or lock after Equifax?

    … After the Equifax breach, clients and friends have been coming to us with questions. Some people are considering placing a fraud alert on their credit file. Others are thinking about freezing or locking their credit files to help prevent identity thieves from opening new accounts in their name. Here are some FAQs to help you think through your…

    Prince Law Offices, P.C.- 15 readers -
  • Equifax proves case against forced arbitration

    … to consumers that the Consumer Financial Protection Bureau issued rules to ban the waiver of class-action rights within them. That rule was finalized in July, but doesn’t take effect on contracts until next March. This arbitration clause, in other words, would be illegal if it were presented in consumer contracts in the future. That CFPB rule is now under…

    Lamberton Law Firm, LLC- 15 readers -
  • The Equifax Data Breach

    … By: Robert J. Nahoum Attorney General Eric T. Schneiderman said, “The Equifax breach potentially exposed sensitive personal information for over eight million New Yorkers. Equifax, one of the nation’s top credit reporting agencies, recently reported that the private data of roughly 143 million Americans had been compromised due a security hack…

    The Law Offices of Robert J Nahoum- 16 readers -
  • Steps to Take After Your Bankruptcy Discharge

    … Steps to Take After Your Bankruptcy Discharge Posted on Jun 15, 2016 By Nick Gajewski June 15, 2016 by Nick Gajewski If you’ve just received a discharge in a bankruptcy case, then congratulations! You’ve just completed a difficult process and you’re ready to move on with your life and rebuild your credit. There are a few steps you can take…

    Nick Gajewski/ Bond and Botes- 32 readers -
  • How to Properly Fix Your Credit Report from ANY Error

    … The law that controls everything as it relates to credit reports and credit reporting is titled the Fair Credit Reporting Act (FCRA). The formal dispute process as set forth in the FCRA must be followed exactly or erroneous, false and/or incorrect information can simply be reflected on, and stay on, a credit report forever. If erroneous, false…

    Ron Sykstus/ Bond and Botes- 31 readers -
  • Is the American Dream Possible After Bankruptcy?

    …-bankruptcy too. She contacted in writing all three credit bureaus—TransUnion, Experian and Equifax to make sure all the debts that were discharged in her bankruptcy were correctly reported. She completed all the paperwork to get pre-approved to buy her first home and was approved! She then got to find the perfect house for her and her family. I cannot…

    Gail Donaldson/ Bond and Botes- 25 readers -
  • How to Fix a Credit Report AFTER a Bankruptcy Filing

    … The law that controls everything as it relates to credit reports and credit reporting is titled the Fair Credit Reporting Act (FCRA). Usually, the way this will come to our attention is that one of our clients is now ready to restart his or her credit life after a bankruptcy is finished. What we suggest that our clients do, after a bankruptcy…

    Ron Sykstus/ Bond and Botes- 73 readers -
  • How to Properly Fix Your Credit Report Errors

    … your credit reports. Get them only in writing from annualcreditreport.com and use the mail-in form available here to obtain the credit reports from all three credit reporting agencies (Equifax, Experian and Trans Union). The form to get all 3 credit reports is located here. Attach a copy of your driver’s license and utility or other bill that ties…

    Ron Sykstus/ Bond and Botes- 37 readers -
  • How To Repair Your Credit After Bankruptcy

    … these organizations and straighten things out on your own. Watch Your Credit Score If you have gone through bankruptcy proceedings, you must monitor your credit rating carefully. Take a close look at reports from Experian, Equifax and TransUnion in search of inaccurate, erroneous or missing information. It is imperative that these reports correctly…

    Michael West/ Law Office of Michael West- 34 readers -
  • Debt Solutions Explained

    … as late) I would encourage you to file a dispute yourself. Each major credit bureau has a link on its website explaining how to file a dispute. This is the same process that credit repair companies use, but you can follow this process on your own to make sure only truly inaccurate items are removed. Experian Transunion Equifax What is Debt Settlement…

    Dove Bankruptcy Law- 37 readers -
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