Commercial General Liability

  • GOOD OLE DUTY TO DEFEND

    … The good ole duty to defend. Certainly, a duty that should not be overlooked. A commercial general liability insurer has two duties to its insured when it comes to third-party claims: 1) the duty to defend its insured and 2) the duty to indemnify its insured. The insurer’s duty to defend its insured will always be broader than its duty…

    Florida Construction Legal Updates- 11 readers -
  • ADDITIONAL INSURED OBLIGATIONS AND THE UNDERLYING LAWSUIT

    … As a general contractor, you understand the importance of being named an additional insured under your subcontractors’ commercial general liability (CGL) policies. Not only do you want your subcontract to express that a subcontractor’s CGL policy is primary and noncontributory to your policy, but you want it to express that the subcontractor…

    Florida Construction Legal Updates- 9 readers -
  • BE COGNIZANT OF THE POLLUTION EXCLUSION IN YOUR CGL POLICY

    … Be cognizant of the pollution exclusion in your commercial general liability (CGL) policy. The non-construction decision in Evanston Insurance Co. v. Haven South Beach, LLC, 2015 WL 9459979 (S.D.Fla. 2015) illustrates the affect of the pollution exclusion. In this case, the plaintiff was at a catered event and suffered injuries consuming…

    Florida Construction Legal Updates- 18 readers -
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