Commercial General Liability

  • GOOD OLE DUTY TO DEFEND

    … The good ole duty to defend. Certainly, a duty that should not be overlooked. A commercial general liability insurer has two duties to its insured when it comes to third-party claims: 1) the duty to defend its insured and 2) the duty to indemnify its insured. The insurer’s duty to defend its insured will always be broader than its duty…

    Florida Construction Legal Updates- 12 readers -
  • ADDITIONAL INSURED OBLIGATIONS AND THE UNDERLYING LAWSUIT

    … As a general contractor, you understand the importance of being named an additional insured under your subcontractors’ commercial general liability (CGL) policies. Not only do you want your subcontract to express that a subcontractor’s CGL policy is primary and noncontributory to your policy, but you want it to express that the subcontractor…

    Florida Construction Legal Updates- 9 readers -
  • BE COGNIZANT OF THE POLLUTION EXCLUSION IN YOUR CGL POLICY

    …, migration, release or escape of “pollutants” at any time. *** “Pollutants” mean any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditions or reclaimed. The vendor’s CGL insurer argued that the liquid nitrogen…

    Florida Construction Legal Updates- 19 readers -