Collection Harassment

    • Criminal Convictions In Payday Lending Scheme

      A federal jury in Manhattan found Kansas City businessman Scott Tucker guilty on all counts in a racketeering case. Tucker owned a $2 billion payday-lending business, which prosecutors had argued was built on illegal partnerships and predatory loans. Guilty Verdict’s for Tucker and Muir According to an article on Bloomberg the jury also convicted Timothy Muir, a former lawyer for Mr.

      Cynthia Lawson/ Bond and Botes- 11 readers -
  • FCC Cracks Down on Robo-Calls

    … The Federal Communications Commission (FCC) has proposed an $82 million fine against a man who has allegedly made millions of automated sales calls. The FCC has accused Philip Roesel and Best Insurance Contracts dba Wilmington Insurance Quotes, of violating the Truth in Caller ID act. According to the FCC, Roesel and his company made 21 million…

    Kathryn Davis/ Bond and Botes- 25 readers -
  • Beware of Debt Collection Scams!

    … In late June, the Federal Trade Commission (FTC) filed a complaint in federal court in North Carolina against a debt collection company in that state. Allegedly, the debt collection company took money from consumers for fake (so called “phantom”) debts. In other words, for debts that the consumers did not actually owe. According to the FTC…

    Ed Woods/ Bond and Botes- 14 readers -
  • Are you Getting Unwanted Calls and Texts to Your Cell Phone?

    … help when you are getting this same type of telephone harassment. This blog post will discuss your rights regarding unsolicited and harassing phone calls, facsimiles, and SMS text messages from debt collectors and telemarketers. The Telephone Consumer Protection Act of 1991, 42 U.S.C. § 227 (TCPA) governs the conduct of telemarketers and often…

    Ron Sykstus/ Bond and Botes- 11 readers -
  • Medical Debt Collection Affects Millions of Americans

    … to recover, the health care providers will turn to debt collection agencies or law firms to attempt to collect on those debts. Additionally, some health care providers will sell off their debt to debt collectors for discounted prices, sometimes pennies on the dollar. For those suffering from serious medical problems or an extended illness, medical…

    Kathryn Davis/ Bond and Botes- 12 readers -
  • Debt Collectors Continue To Violate The Law

    … threatened by debt collectors, that they were contacted late at night or early in the morning and were pursued by collectors using incorrect information; all of these practices are forbidden by the Fair Debt Collection Practices Act. Debt-collection efforts affect more than 70 million Americans annually and are one of the leading sources of consumer…

    Cynthia Lawson/ Bond and Botes- 20 readers -
  • Debt Collector Sentenced To Five Years In Prison

    … to someone else. In some cases, the “debt” was previously paid and the debt buyer is trying to collect it again. The U. S. Consumer Financial Protection Bureau has reported that debt collection is the No. 1 source of complaints in the area of consumer financial services. If you are called by a firm claiming that you owe money, you have the right…

    Ed Woods/ Bond and Botes- 21 readers -
  • How to Settle Your Debt(s) That Go To Collections?

    … You have several options with a debt that you owe has been placed in collections. This blog post will help you determine whether one of these options will work for your situation and explain the consequences that could occur if you are unable to choose either of these options at this time. Usually, when you owe a creditor, it will first bill you…

    Mary Pool/ Bond and Botes- 13 readers -
  • Debt Collection Tactics Under Review

    … a consumer is being harassed and verbally brutalized by a debt collector, there are several protective actions that can be taken to stop the illegal harassment by a debt collector. As a side note, consumers are well advised to also treat debt collection lawsuits against them in the same manner that they would treat debt collection harassment…

    Ron Sykstus/ Bond and Botes- 14 readers -
  • Tough New Rules For Debt Collectors

    … to significantly overhaul the rules governing debt collectors. New Rules Governing Debt Collectors Under the newly proposed rules, debt collection companies will have to more fully document the debt they are trying to collect, make it clear how a consumer can dispute the debt, and observe state statutes of limitations that bar them from legally pursuing…

    Bond and Botes- 21 readers -
  • What To Do RIGHT NOW If You Are Being Harassed By Debt Collection Calls

    … Notes In answering these calls, you should be very diligent to note the date and the time the call was received. If you have caller ID, make a note of the number that appears on your ID. Ask the caller for his or her name, the name of his or her employer, and complete addresses and telephone numbers. It is a good idea to have another responsible adult…

    Ed Woods/ Bond and Botes- 19 readers -
  • Debt Buyers Beware – John Oliver’s on the Case

    … Americans. Good job! An experienced bankruptcy attorney can help a person who has been served with a collection lawsuit from a buyer who has purchased the account for pennies on the dollar. If you are considering a filing for bankruptcy relief and wish to consult with a qualified bankruptcy attorney about your options, please contact one of our…

    Bond and Botes- 32 readers -
  • Actual Debt Collection Harassment Calls

    …, illegal and, stunningly, so common that we don’t even blink an eye to them. Our clients get these calls every single day and tell our lawyers about them every single day. Reporter Jeff Rossen gives good advice here but he leaves out the fact that you can sue debt collectors for violations of the Fair Debt Collection Practices Act (FDCPA). Our…

    Ron Sykstus/ Bond and Botes- 30 readers -
  • What If a Creditor Sends You a 1099-C

    … through the complex maze of bankruptcy. If you are currently dealing with debt that seems overwhelming, facing foreclosure, repossession, garnishments, lawsuits, or collections, turn to the professionals at Bond and Botes. Our firm has been helping good people going through bad times for more than 20 years. …

    Robert Reese/ Bond and Botes- 25 readers -
  • Can You Keep Your Household Items in Bankruptcy?

    … Can You Keep Your Household Items in Bankruptcy? Posted on Jan 28, 2016 By Heather Banks January 28, 2016 by Heather Banks Daily, I speak to individuals who have borrowed money from a loan company and pledged their household goods as collateral. These loans are most often at very high interest rates and require that the borrower pledge nearly…

    Bond and Botes- 26 readers -