Collection Harassment

  • Criminal Convictions In Payday Lending Scheme

    … A federal jury in Manhattan found Kansas City businessman Scott Tucker guilty on all counts in a racketeering case. Tucker owned a $2 billion payday-lending business, which prosecutors had argued was built on illegal partnerships and predatory loans. Guilty Verdict’s for Tucker and Muir According to an article on Bloomberg the jury also convicted…

    Cynthia Lawson/ Bond and Botes- 11 readers -
  • FCC Cracks Down on Robo-Calls

    … The Federal Communications Commission (FCC) has proposed an $82 million fine against a man who has allegedly made millions of automated sales calls. The FCC has accused Philip Roesel and Best Insurance Contracts dba Wilmington Insurance Quotes, of violating the Truth in Caller ID act. According to the FCC, Roesel and his company made 21 million…

    Kathryn Davis/ Bond and Botes- 27 readers -
  • Beware of Debt Collection Scams!

    … In late June, the Federal Trade Commission (FTC) filed a complaint in federal court in North Carolina against a debt collection company in that state. Allegedly, the debt collection company took money from consumers for fake (so called “phantom”) debts. In other words, for debts that the consumers did not actually owe. According to the FTC…

    Ed Woods/ Bond and Botes- 14 readers -
  • Are you Getting Unwanted Calls and Texts to Your Cell Phone?

    … help when you are getting this same type of telephone harassment. This blog post will discuss your rights regarding unsolicited and harassing phone calls, facsimiles, and SMS text messages from debt collectors and telemarketers. The Telephone Consumer Protection Act of 1991, 42 U.S.C. § 227 (TCPA) governs the conduct of telemarketers and often…

    Ron Sykstus/ Bond and Botes- 11 readers -
  • Medical Debt Collection Affects Millions of Americans

    … to recover, the health care providers will turn to debt collection agencies or law firms to attempt to collect on those debts. Additionally, some health care providers will sell off their debt to debt collectors for discounted prices, sometimes pennies on the dollar. For those suffering from serious medical problems or an extended illness, medical…

    Kathryn Davis/ Bond and Botes- 12 readers -
  • Debt Collectors Continue To Violate The Law

    … threatened by debt collectors, that they were contacted late at night or early in the morning and were pursued by collectors using incorrect information; all of these practices are forbidden by the Fair Debt Collection Practices Act. Debt-collection efforts affect more than 70 million Americans annually and are one of the leading sources of consumer…

    Cynthia Lawson/ Bond and Botes- 20 readers -
  • Debt Collector Sentenced To Five Years In Prison

    … to someone else. In some cases, the “debt” was previously paid and the debt buyer is trying to collect it again. The U. S. Consumer Financial Protection Bureau has reported that debt collection is the No. 1 source of complaints in the area of consumer financial services. If you are called by a firm claiming that you owe money, you have the right…

    Ed Woods/ Bond and Botes- 21 readers -
  • How to Settle Your Debt(s) That Go To Collections?

    … You have several options with a debt that you owe has been placed in collections. This blog post will help you determine whether one of these options will work for your situation and explain the consequences that could occur if you are unable to choose either of these options at this time. Usually, when you owe a creditor, it will first bill you…

    Mary Pool/ Bond and Botes- 13 readers -
  • Debt Collection Tactics Under Review

    … a consumer is being harassed and verbally brutalized by a debt collector, there are several protective actions that can be taken to stop the illegal harassment by a debt collector. As a side note, consumers are well advised to also treat debt collection lawsuits against them in the same manner that they would treat debt collection harassment…

    Ron Sykstus/ Bond and Botes- 14 readers -
  • Tough New Rules For Debt Collectors

    … Tough New Rules For Debt Collectors Posted on Aug 08, 2016 By Don Lawson August 8, 2016 by Don Lawson For the first time in nearly forty years, the federal government is preparing to strengthen the rules that regulate how consumer debts are collected. On Thursday, the Consumer Financial Protection Bureau (CFPB) announced its intention…

    Bond and Botes- 21 readers -
  • What To Do RIGHT NOW If You Are Being Harassed By Debt Collection Calls

    … Back in March, I wrote about the immediate steps you should take if you are facing overwhelming debt. Today, let’s look at some immediate steps to take if you are receiving harassing debt collection phone calls. When you are struggling with money problems, the last thing you want to deal with is harassing phone calls by debt collectors. You’re…

    Ed Woods/ Bond and Botes- 19 readers -
  • Debt Buyers Beware – John Oliver’s on the Case

    … comedian with a reputation for lampooning the absurdities of life, John Oliver now appears on HBO in his own show each week. In last week’s episode, John Oliver created a fake debt buying company (sneakingly called CARP, a bottom feeder) and was able to promptly purchase 15 million dollar’s worth of charged off medical debt (comprising the debt…

    Bond and Botes- 32 readers -
  • Actual Debt Collection Harassment Calls

    … We have written previously (see below) about the topic of collection harassment and the federal law that prohibits illegal activities of debt collectors. You Can Sue Debt Collectors for Harassment The saying, “a picture is worth a thousand words” doesn’t quite fit here, but how about listening to debt collector phone calls? These calls are brutal…

    Ron Sykstus/ Bond and Botes- 30 readers -
  • What If a Creditor Sends You a 1099-C

    …. My firm had not represented her in that case, but she ran into a problem with a creditor who was demanding more than $1500 for a medical bill she owed prior to her chapter 7 case being filed. She was unaware of the debt being owed because she had not received any billing from the creditor in many years and it had not appeared on her credit report…

    Robert Reese/ Bond and Botes- 25 readers -