Bankruptcy - Page 3

  • Brad Botes Named A Best Lawyer In America

    … Our friend and partner, Brad Botes, has been named a Best Lawyer in America. Read about it here . We all know Brad as a man of prodigious talent and his repertoire is extensive; however, tooting his own horn apparently exceeds that talent and repertoire. Therefore, let me offer my humble assistance. This prestigious honor is based upon peer…

    Ed Woods/ Bond and Botes- 15 readers -
  • Are Overpayment of Unemployment Benefits Discharged in Bankruptcy?

    … Overpayment of Unemployment Benefits are subject to discharge in both chapter 7 and chapter 13 bankruptcies. The overpayment of unemployment benefits are not given special protections, even if they are owed to the state. An unemployment overpayment is not a debt that is listed as exempt from discharge. Filing for bankruptcy can provide…

    Cynthia Lawson/ Bond and Botes- 13 readers -
  • What are the Bankruptcy Exemptions in Tennessee

    … Under bankruptcy law, debtors are permitted to claim exemptions. Exemptions allow a debtor to exempt or remove property from the bankruptcy estate to protect it making it unavailable to the trustee or creditors for liquidation. Each state has its own exemption laws; however, there are times when it is appropriate to use federal exemptions…

    Bond and Botes- 13 readers -
  • What are the Bankruptcy Exemptions in Alabama?

    … A bankruptcy exemption is simply the value of certain property that state or federal law says, a creditor can NOT touch, no matter what. The two (2) types of Bankruptcy Exemptions are Real Property and Personal Property Exemptions. Each state enacts its own exemption laws or a state can decide to have the federal exemption laws apply within its…

    Grant Mcnutt/ Bond and Botes- 17 readers -
  • Bankruptcy: We Wrote the Book on It

    … Have you been struggling with debt but are afraid to seek bankruptcy counsel? So many times people who are struggling financially only turn to Bankruptcy as a last resort, as should be the case. Folks who have never had a reason to learn about what bankruptcy really is and has to offer, don’t know the benefits and usually assume it is a bad thing…

    Amy Tanner/ Bond and Botes- 15 readers -
  • What Happens to Mortgage Debts After Bankruptcy?

    … Many people worry about how filing a bankruptcy case will affect their home. As long as your case is carefully planned out ahead of time, you can typically file for bankruptcy relief without affecting your mortgage or your home. Mortgages Debts After Chapter 7 Depending on the type of bankruptcy case you file, you may either eliminate your…

    Nick Gajewski/ Bond and Botes- 12 readers -
  • Security Clearance Issues, Problems, Denials and Revocations

    … Security clearance issues are common place in the news these days. The news covers a lot of areas. Security Clearance Process in the News at the Highest Level Do you have to complete the SF 86 in its entirety to be given Security Clearance that allows access to classified material? Recently, the back log in the clearance process has gotten…

    Ron Sykstus/ Bond and Botes- 11 readers -
  • The Arbitration Rule: Balancing the Interests of Companies and Consumers

    … Mandatory arbitration provisions are once again at the forefront of policy discourse on Capitol Hill as government agency heads and members of Congress grapple with how to best balance the interests of both companies and consumers. But there doesn’t seem to be much hope for one side of the debate, as Congress is set to overturn a rule issued…

    Bond and Botes- 12 readers -
  • In the Wake of Hurricanes Harvey and Irma, Beware the Purchase of Flood Damaged Automobiles

    … If you find that you are in possible need of bankruptcy relief and wish to consult with a qualified bankruptcy attorney about your options, please contact one of our locations nearest you in Alabama, Mississippi or Tennessee for a free, confidential consultation. The post In the Wake of Hurricanes Harvey and Irma, Beware the Purchase of Flood Damaged Automobiles appeared first on Bond & Botes. …

    Bond and Botes- 17 readers -
  • How Does a Bankruptcy Affect a Lawsuit?

    … Often, I consult with prospective and existing clients who are involved in a lawsuit. Normally, their first question is exactly how a bankruptcy case affects a lawsuit. The answer to that question depends on several factors. First, it must be determined if the debtor (the person filing for or contemplating filing for bankruptcy) is the plaintiff…

    Ed Woods/ Bond and Botes- 11 readers -
  • The Bankruptcy Process

    … If you have more debt than you can juggle, it is always wise to seek the advice of a bankruptcy attorney. Bankruptcy may not always be the best course of action, but if it is, here is an overview of the process. Bankruptcy Process Overview Review Your Options Meet with an attorney to discuss what your options may be, whether it is to file…

    Kathryn Davis/ Bond and Botes- 12 readers -
  • Is Debt Settlement A Good Alternative To Bankruptcy?

    … stated that you could face owing federal and state taxes for the amount of the debt that is forgiven. One man chose debt settlement because he believed he would lose personal possession if he filed bankruptcy. Another individual was surprised to learn how far her credit score had dropped after doing a debt settlement. This low credit score lead…

    Robert Reese/ Bond and Botes- 11 readers -
  • How Chapter 13 Can Help With Unpaid Property Taxes

    … holder could foreclose for your failure to keep current on the property taxes. Additionally, many times when a person is behind on property taxes they are also behind on mortgage payments, which causes additional issues. If you find yourself in this position, a Chapter 13 bankruptcy can help prevent foreclosure or a tax sale and can help you pay your…

    Kathryn Davis/ Bond and Botes- 14 readers -
  • What Are Executory Contracts and Unexpired Leases?

    … In consumer bankruptcy petitions, there is a subsection in the filing documents titled Schedule G which requires the disclosure of all executory contracts and unexpired leases. Broadly speaking, these items are contracts or leases between two parties agreeing to perform one or more actions in return for one or more actions. At the time…

    Bond and Botes- 12 readers -
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