Bankruptcy - Page 18

  • Planning a Holiday Budget Will Help Ease the Season’s Financial Burden

    … Planning a Holiday Budget Will Help Ease the Season’s Financial Burden Posted on Dec 11, 2015 By Bond & Botes, PC December 11, 2015 by Bond & Botes, PC Two weeks until the big day….Christmas Day! Although it is 70 degrees here in Alabama, the trees are lit and the fake snow is falling at the shopping malls. No matter what aspect…

    Bond and Botes- 33 readers -
  • Beware of Cosigning a Loan or Debt

    … will be the same, cosigner or not. There will now be two or more persons responsible to pay 18%, 24% 32% or 49.60% interest! Yes, those are actual interest rates on actual contracts drawn up by actual creditors or lenders, or should I say, predatory lenders. It’s appalling to see numbers like those listed above. Dangers of Cosigning a Loan If you are asked…

    Bond and Botes- 35 readers -
  • What Debts Must You Include in a Bankruptcy Case?

    … What Debts Must You Include in a Bankruptcy Case? Posted on Nov 30, 2015 By Ed Woods November 30, 2015 by Ed Woods Frequently, when I am meeting with a prospective client, this question will be asked. Often, those prospective clients are worried about keeping a credit card for emergency use. Or, they are under the mistaken belief…

    Ed Woods/ Bond and Botes- 33 readers -
  • Helping Friends at Thanksgiving

    … For most of us Thanksgiving Week brings the smell of turkey roasting in the oven, time away from work and school, family gatherings and, of course, football! At Bond & Botes, we look forward to these things and are thankful for the many clients that we have been able to serve in the past year. We take great pride in being able to provide our…

    Bradford Botes/ Bond and Botes- 36 readers -
  • Can Filing Bankruptcy Help Get My Driver’s License Back?

    … Can Filing Bankruptcy Help Get My Driver’s License Back? Posted on Nov 20, 2015 By Amy Tanner November 20, 2015 by Amy Tanner Can filing bankruptcy help me get my driver’s license back? Maybe. First, it depends on why your driver’s license has been suspended or revoked. Have you been involved in an automobile accident where you did not have…

    Amy Tanner/ Bond and Botes- 35 readers -
  • Is Certain Property Exempt from Garnishment of Your Bank Account?

    …, on a fixed income and/or are month to month on their bills. A frozen bank account can cause these people significant hardship forcing them to go without medicine, food, or other necessities. If you have questions regarding all aspects of bankruptcy in Alabama, Tennessee or Mississippi, please call one of our Bond & Botes affiliated offices…

    Grant Mcnutt/ Bond and Botes- 40 readers -
  • How to Find a Complete List of Your Creditors

    … How to Find a Complete List of Your Creditors Posted on Nov 13, 2015 By Joshua Lawhorn November 13, 2015 by Joshua Lawhorn When you file for Chapter 13 or Chapter 7 bankruptcy, you must list all of your creditors. While it is a requirement, it is also in your best interests to do so in order to take full advantage of your case. Quite often…

    Joshua Lawhorn/ Bond and Botes- 34 readers -
  • What is a Bank Levy?

    … on her bank account. The student loan money was not protected under state law, it was not exempt, but I was able to file a chapter 7 for her and get most of the funds back so she could pay for her tuition that semester. You should be aware that if a creditor levies on your bank account and you file a bankruptcy in the 90 days after the levy…

    Cynthia Lawson/ Bond and Botes- 36 readers -
  • What are Bankruptcy Trustees and What Do They Do?

    … Before beginning the bankruptcy process, it is very important to understand exactly what the process entails and who is involved. In a typical Chapter 7 bankruptcy case, there are five (5) parties: the person who files the bankruptcy (called the debtor), the debtor’s attorney, the debtor’s creditors, the bankruptcy judge, and the bankruptcy…

    Michael West/ Law Office of Michael West- 28 readers -
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