Auto Insurance

Vehicle insurance (also known as auto insurance, GAP insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. The specific terms of vehicle insurance vary with legal regulations in each region. To a lesser degree vehicle insurance may additionally offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from things other than traffic collisions.
Posts about Auto Insurance
    • Georgia Leads the Nation in Car Insurance Hikes

      Americans have seen high hikes in car insurance rates in recent years and Georgia saw the highest increases in the country as the industry blamed more wrecks. Recently, the Atlanta Journal Constitution noted Georgia experienced the highest increases in personal auto insurance rates in the country in 2016.

      Michael West/ Law Office of Michael West- 12 readers -
  • Additional Laws Which Apply to Truck Drivers

    … lbs and carrying non-hazardous material is required to have a minimum of $750,000 in auto insurance. A minimum of $1,500,000 is required for buses and passenger-carrying vehicles which hold 15 or fewer passengers, and $5,000,000 for those which carry over 15 passengers. Mobile phone use. Lastly, the FMCSA forbids the handheld use of mobile phones…

    Jeff Rasansky/ Rasansky Law Firm- 23 readers -
  • Do I Have to Carry Proof of Insurance in Illinois?

    … In the state of Illinois, every driver must have car insurance to protect themselves in car accidents. The minimum coverage required in Illinois is $25,000 for the injury or death of one individual, $50,000 for the injury or death of more than one individual, and $20,000 for property damage. Although these are the minimum amounts ordered…

    Jared Staver/ Chicago Personal Injury Lawyer- 17 readers -
  • Car Insurance Law Requirements in Illinois

    … a consistent way to get to and from work. However, with freedom comes responsibility. Illinois requires you to purchase a minimum amount of auto insurance. If you are caught driving without it, you will be ticketed. Having auto insurance is also the smart choice. You could end up causing an accident while uninsured, and then you will be held personally…

    Jared Staver/ Chicago Personal Injury Lawyer- 13 readers -
  • Car Accident Laws in Illinois

    …. Call us today at . Illinois Car Insurance Requirements One of the first questions that arises after a car accident is whether all of the drivers involved in the crash have the proper auto insurance. Drivers who live in Illinois should have the minimum $20,000 property and $25,000/$50,000 bodily injury coverage. Drivers who are visiting Illinois…

    Jared Staver/ Chicago Personal Injury Lawyer- 13 readers -
    Earlier about the same topic:
  • How Does Medical Payment Insurance Work?

    … After being hurt in a car accident, you need help with the bills. Whether it is your health insurance, your auto policy, or the other driver’s coverage, you need someone’s insurance to step up and pay – particularly when these medical costs are someone else’s fault. When money is an immediate factor, Medical Payment Insurance (MedPay…

    Jared Staver/ Chicago Personal Injury Lawyer- 11 readers -
    Earlier about the same topic:
  • Uninsured Truck Drivers

    … attorney can help you handle insurance claims or look elsewhere for recovery if the truck driver did not have enough coverage to compensate you for your injuries. When the driver at-fault for the accident does not have insurance, it can be difficult to recover. You may be able to recover damages from your own auto insurer, through the trucking…

    Jared Staver/ Chicago Personal Injury Lawyer- 12 readers -
  • Out-of-State Car Accidents and Texas Law

    …If you’ve been injured in a car accident while traveling through the state of Texas, our law firm may be able to help you. When an individual is involved in a car accident in another state, it can frequently become a complicated affair. How complicated it may be depends on the extent of damages and injuries (as well as the laws in the state where…

    Jeff Rasansky/ Rasansky Law Firm- 22 readers -
  • If My Insurance Company Breached Our Contract, Can I Sue?

    … If your insurance company does not uphold the terms of your insurance policy, you may have a right to take them to court. There are many reasons why an insurer can rightfully deny a claim. But auto insurance companies are also well-known for denying valid claims or taking other actions that are not faithful to their client’s policies. A policy…

    Jared Staver/ Chicago Personal Injury Lawyer- 19 readers -
  • 5 Ways An Insurance Company Can Respond To Your Claim

    … reliable new parts for the repairs. Pay the value of a totaled car: Some accidents result in damages that cost more than the estimated worth of the car. This is when a vehicle is totaled. If you have full coverage on your car, the insurance company often pays you the car’s market value minus the deductible you’re required to pay. While…

    Jared Staver/ Chicago Personal Injury Lawyer- 20 readers -
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