• Sued By PYOD LLC in New York or New Jersey?

    By: Robert J. Nahoum THE PROBLEM: You’ve just discovered that your bank account has been frozen or that your wages are being garnished. You learn that a default judgment has been entered against you by some company called PYOD, LLC. WHO IS PYOD, LLC? PYOD, LLC is a “junk debt buyer”, buying up portfolios of old debt from banks, credit card companies, hospitals, doctors, ce ...

    The Law Offices of Robert J Nahoum- 9 readers -
  • What Are the Elements of an FDCPA Claim?

    By: Robert J. Nahoum THE PROBLEM: You’ve lost your job and fallen on hard times. Debt collectors have been after you, and are becoming increasingly abusive and harassing. Some debt collectors have even crossed the line into illegal debt collection activities in violation of the Fair Debt Collection Practices Act.

    The Law Offices of Robert J Nahoum- 13 readers -
  • Can a Debt Collector Seize My Car?

    By: Robert J. Nahoum THE PROBLEM: You’ve been sued for an old debt and the debt collector has been awarded a judgment. You don’t have the money to pay off the judgment and the only thing of value you own is your car. You’re reasonably concerned that your only asset of any value is in jeopardy and are asking can a debt collector seize my car to satisfy a debt collection judg ...

    The Law Offices of Robert J Nahoum- 14 readers -
  • What is the New York Borrowing Statute?

    By: Robert J. Nahoum THE PROBLEM: You have been sued by a debt collector and timely answered the lawsuit. You are now preparing your defense. The debt is old and you suspect it may be too old to sue on. How do you calculate the statue of limitations in a New York Debt Collection Case? THE RULES: There is a time limit in which a debt collector can sue to collect a debt.

    The Law Offices of Robert J Nahoum- 10 readers -
  • What is the New York City Civil Court?

    By: Robert J. Nahoum In New York State, the court system is referred to as the “Unified Court System”. However, in reality, the courts are far from unified. Each county has a “Supreme Court”. The Supreme Court has the jurisdictional authority to hear any kind of case but generally only hears cases where the amount in dispute is over $25,000.00. The $25,000.

    The Law Offices of Robert J Nahoum- 9 readers -
  • What Is the Truth in Lending Act in Auto Sales

    By: Robert J. Nahoum THE PROBLEM You’ve decided to take the plunge and buy a new car. Like most people, you don’t have enough cash on hand to buy the car outright so you are planning to finance the purchase of your new car. You get to the car dealership, find the car you want and negotiate a price.

    The Law Offices of Robert J Nahoum- 13 readers -
  • Can an Information Subpoena Violate the FDCPA?

    By: Robert J. Nahoum THE PROBLEM: You come home to certified mail notice from the post office. Knowing that few good things come to you by certified mail; you are immediately concerned. Off to the post office you go to uncover the mystery. When you open the envelope, you are baffled to see a legal looking document that calls itself an “Information Subpoena”.

    The Law Offices of Robert J Nahoum- 18 readers -
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