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The amount you are required to pay back to your general unsecured creditors in a Chapter 13 Bankruptcy Case depends on various factors. It can range from only a few pennies on the dollar to a 100% of the debt. The amount required to be paid must be the higher of the "Means Test" (projected disposable income) and the amount of the chapter 7 liquidation test.
Bankruptcy Attorney Jordan E. Bublick is a Miami, Florida has over 25 years of experience in filing Chapter 13 bankruptcy (reorganization of mortgages and other debt) and Chapter 7 Bankruptcy cases (discharge of debt). He has filed over 8,000 bankruptcy cases. Jordan E. Bublick has been a member of the Florida Bar since 1983 and is a graduate of the Ohio State University Colleg ...
You can stop your mortgage foreclosure by filing a chapter 13 bankruptcy under most circumstances. Chapter 13 will give you an opportunity to apply for a mortgage modification while under the protection of the Bankruptcy Court. A chapter 13 bankruptcy must be filed before the foreclosure sale takes place if desire to save your real property.
On September 4, 2014, the United States Court of Appeals for the 11th Circuit Court of Appeals addressed the "party aggrieved" doctrine in the case of Benjamin Atkinson v. Ernie Haire Ford, Inc. (In Re: Ernie Ford, Inc.), 2014 WL 4358417. Party Aggrieved Requirement The Court explained that, as bankruptcy cases often involve numerous creditors who are dissatisfied with any com ...
(305) 891-4055 - Free Initial Consultation - Office: Miami - Aventura - Bankruptcy Attorney Jordan E. Bublick - 25 Years Experience - www.bublicklaw.com Chapter 13 and chapter 7 bankruptcy are the types of bankruptcy used by individuals to obtain debt relief. Chapter 13 and chapter 7 bankruptcy each provides for different requirements and relief.
Jordan E. Bublick is a Miami Bankruptcy Lawyer - North Miami - Aventura Office - (305) 891-4055 A short sale involves the mortgage lender agreeing to allow a homeowner to sell his real property for a price less than enough to payoff the mortgage in full. That is, the lender agrees to release its mortgage lien on the property for an amount less than a full pay-off so as to allow ...
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Jordan E. Bublick is a Miami personal bankruptcy lawyer whose practice is limited to chapter 13 bankruptcy (reorganization of debt) and chapter 7 bankruptcy (discharge of debt). Jordan E. Bublick has over 25 years of experience in filing personal bankrupty cases and has filed over 8,000 bankruptcy cases. The firm offers a free initial consultation.
Normally your bankruptcy estate consists only of the property you own on the date of the filing of your bankruptcy case. Certain property though that you acquire after filing for bankruptcy are part of your bankruptcy estate. Supplemental schedules need to be prepared and filed with the Bankruptcy Court.
It is generally the rule in Florida that the transfer of a mortgage note transfers with it the related mortgage. The mortgage note is regarded as the principal item with the mortgage being regarded as a mere accessory. Hence the adage "the mortgage follows the note." The Restatement (Third) of Property provides in Mortgages section 5.